American Airlines AAdvantage credit card holders using Barclays-issued cards will soon be exclusively managed by Citi. Starting April 24th, Citi will fully absorb all existing Barclays AAdvantage cardholders, becoming the sole issuer for American Airlines’ credit card program. This move marks the end of Barclays’ involvement and consolidates American Airlines’ financial partnership under Citi’s umbrella.

What This Means for Current Barclays Cardholders

Barclays AAdvantage cardholders will receive official transition details on January 31st via email, outlining the switch to Citi-issued cards. While your current Barclays card remains active until your new Citi card is activated, the exact cutoff date for Barclays cards is still unknown. Citi anticipates mailing new cards starting April 27th, though delivery may take up to eight weeks.

The key takeaway is that you can continue using your Barclays card until you receive and activate your new Citi card.

Card Transition Breakdown

Here’s how existing Barclays cards align with their Citi equivalents:

  • The AAdvantage Aviator Red World Elite Mastercard will transition to the corresponding Citi-issued AAdvantage card.
  • The now-closed AAdvantage Gold card remains closed to new applicants, though holders can retain it via the Aviator Blue transfer.

Welcome Bonuses and APR Terms

Despite the transition, welcome bonus eligibility will follow standard Citi rules. This means you won’t qualify for a new welcome bonus on the Citi AAdvantage card for 48 months, even if you close the account immediately.

Importantly, Citi will honor existing 0% APR offers from Barclays until their original expiration dates.

Why This Matters: Consolidation and Loyalty Programs

The shift to an exclusive Citi partnership reflects a broader trend in the credit card industry, where airlines increasingly consolidate financial partnerships for greater control over loyalty programs. This move allows American Airlines to streamline its rewards system and potentially offer more targeted benefits to Citi cardholders. The exclusivity also means fewer options for consumers seeking AAdvantage rewards, potentially driving up competition for existing Citi-issued cards.

This transition is a clear signal that airlines are prioritizing financial partnerships that enhance loyalty program integration and streamline customer rewards.

In conclusion, if you currently hold a Barclays AAdvantage card, prepare for a seamless but mandatory shift to Citi by April. Keep an eye on your email inbox on January 31st for detailed instructions, and continue using your Barclays card until your new Citi card arrives.