The Bilt Rewards program offers several redemption options, but one stands out as the most efficient: redeeming Bilt Cash for GrubHub gift cards. This method allows users to effectively convert 30–40 cents of Bilt Cash into $1 of spending power, yielding a real-world rebate on purchases they were already planning to make.
Why GrubHub Redemptions Are Optimal
Bilt Cash is typically valued at 30–40 cents per dollar, giving a minimum 1.3% rebate on top of the 2% cash back already earned from the Bilt card. However, redemption for GrubHub gift cards delivers a full 100 cents on the dollar. This is superior to other options like faster point earnings, which may feel more satisfying psychologically but lack the same financial benefit.
How It Works: A Step-by-Step Guide
- Redeem in the App: The process takes seconds. Simply redeem Bilt Cash within the Bilt app.
- Generate Gift Card: The app generates a GrubHub gift card code.
- Apply to Account: Copy and paste the code into your GrubHub account to instantly apply a credit.
This is effectively a digital gift card, allowing you to use it at any time, not just with the Bilt card. The Bilt Cash redemption stacks with other rebates such as from Amex Business Gold or Citi AAdvantage Executive.
Additional Redemption Options
While GrubHub offers the highest value, Walgreens redemptions also appear bankable in the same way. However, GoPutt and Lyft redemptions are less favorable. GoPuff orders must be placed directly through the Bilt app, while Lyft credits expire monthly.
Key Considerations
- Expiration: Bilt’s terms state a 30-day expiration for these gift cards, but user data suggests this is not strictly enforced.
- Stacking: The ability to stack redemptions with other rebates makes this method particularly valuable.
- Monthly Limit: Bilt Cash can only be redeemed for GrubHub once per month.
In short, if maximizing value is your priority, redeeming Bilt Cash for GrubHub gift cards is the most logical and financially rewarding option. This method ensures you’re getting the full dollar value of your rewards, unlike other options where you trade cash for points or time-sensitive discounts.
